First responders face different risks. Their benefits should reflect that.
Prevent + Protect is a specialized municipal benefits program from Midwest Coordinated Benefits built around the needs of police officers, firefighters and other public-safety employees.
What is Prevent + Protect?
Prevent + Protect combines targeted employee benefits with additional support resources intended to address needs that traditional municipal benefit packages do not always cover well. It is designed for municipalities that want to strengthen support for first responders while keeping implementation practical for leadership and HR.
Built for the job
Designed around first-responder needs and public-safety realities.
Built for municipalities
Structured to fit municipal implementation, leadership and HR workflows.
Built to complement
Designed to strengthen—not replace—the employer’s core benefits program.
Why municipalities consider it
Police, fire and other public-safety employees are exposed to physical and emotional risks that can be difficult to address through a standard benefits package alone. Prevent + Protect gives municipal leaders another way to strengthen the overall employee-support structure without turning HR into another layer of administration.
National municipal recognition
Prevent + Protect has been endorsed by the National League of Cities, helping bring the program to the attention of municipal leaders looking for practical ways to support public employees and first responders.
Frequently asked questions
Who is Prevent + Protect for?
The program is designed for municipalities and public-sector organizations, with a particular focus on police, fire and other first-responder populations.
Does it replace existing municipal benefits?
No. It is designed to complement the employer’s existing benefits strategy and strengthen areas where traditional coverage may leave gaps.
How does a municipality evaluate fit?
MCB reviews the municipality’s current benefits structure, workforce and goals, then explains how the program would fit alongside what is already in place.